What is Medicare?
Medicare is a federal health program for citizens who are 65 and older and individuals with certain disabilities (typically collecting Social Security benefits). The program is funded by Social Security and Medicare taxes that most Americans pay through payroll deductions or an individual tax return.
Common Medicare Questions
I am overwhelmed with the many Medicare Supplement options I see advertised. How do I know which coverage is right for me?
There is no false advertising in the “Medicare Maze”. It truly is a confusing and stressful time and making the right decision can feel overwhelming. The right coverage is going to differ by individual. When you work with the Full Circle team, your healthcare needs, provider accessibility, and budget are all taken into consideration when determining the right plan for you!
I’m turning 65 this year and will need help enrolling in Medicare.
Medicare enrollment is an important decision! There are certain time periods you can enroll and many options on how to supplement coverage. Work with an expert, like Full Circle, who understands the different components of Medicare and can help you devise the right strategy for you!
What time restraints do I have with signing up for Medicare?
Unless you were eligible for Medicare due to a disability, your Initial Enrollment Period for Medicare starts 3 months before you turn 65, the month you turn 65, and ends 3 months after you turn 65. If you continue to work past 65, certain Special Enrollment periods will apply. Let Full Circle advise on timelines based on your enrollment needs!
Where and how do I sign up for Medicare?
There are a variety of factors that come into play with where and how you sign up for Medicare. In many cases you can apply online through ssa.gov or schedule an appt with Social Security, BUT that will depend on what parts you sign up for. To find out your specific course of action, contact Full Circle today!
What do the different parts of Medicare cost?
If you’ve worked more than 40 quarters during your life, there’s a good chance you won’t have a Part A monthly premium. Most Americans will pay a monthly premium for Part B. Any remaining monthly premiums will depend on how you design your supplemental and drug coverage. Let Full Circle help analyze your needs today!
What if I like to travel or move to a new area after signing up?
We hope your enrollment in Medicare means retirement and more time on your hands for exploration! When traveling, emergency coverage is available but will depend on the type of coverage you have. If moving to a new service area, certain policies may need to be changed as some are based on geographical locations. Let Full Circle guide you on your options and potential changes that may need to take place!
Work with Full Circle to determine the right Medicare plan for you!
Call Us: 757-799-3234
Office Fax: 757-917-5676
Email: Contactus@FullCircleFin.com
Mailing Address:
582 Lynnhaven Parkway STE 100
Virginia Beach, VA 23452
Our office building is easily accessible
via the Lynnhaven Commons entrance on Viking Drive